Limited spots available

Your income
is fine.
Your system isn't.

Most people earning good money still feel behind. We show you exactly where it's going — and build a plan so your money starts working as hard as you do.

No price. No pressure. No product sales. Just clarity.

10
Clients per cohort — intentionally small
$0
Product commissions — ever
90
Minutes to total clarity on your finances

Simple.
Not easy.

The world's most successful investors agree on one thing: for ordinary people, simple and consistent beats clever and active. Every time.

The strategy isn't the problem. It's the 30 years of consistency that requires — through market crashes, lifestyle pressure, and the relentless pull of the present. That's not a knowledge gap. That's a human gap. And that's what financial coaching exists to close.

"The secret to building wealth was never a secret at all."

JL Collins · The Simple Path to Wealth
The Formula — fits on a napkin
01 Spend less than you earn
02 Invest the difference
03 Repeat for life

Four steps from application to financial clarity

01
Apply
Three questions. Two minutes. No commitment. We use it to make sure the program is genuinely a good fit before either of us invests time.
02
Discovery Call
30 minutes. We understand where you are and where you want to be. Clarity either way — whether or not we work together.
03
Simple Path Audit
90 minutes. We build your Money Map together — every dollar mapped in real time. Most people see their full financial picture clearly for the first time.
04
Build the System
Sessions, accountability, and a plan that runs automatically. The goal is that you don't need us forever — just long enough for the system to take over.
Not this

Financial advice that requires a licence

We are not licensed financial advisers and we don't provide financial product recommendations. For specific product decisions — which fund, which account, how much to contribute — we refer you to a licensed adviser.

This

The bridge between knowing and doing

Financial coaching. Education, strategy, and the accountability system that makes the Simple Path stick. Most people know what they should be doing. Very few actually do it for 30 years. That's the gap we close.

"Spend less than you earn. Invest the difference. Repeat for life."

Three ways to work together

Starter Session
$297
One-off · 90 minutes
90-min Simple Path Audit
Full Money Map built live together
Written action plan within 24 hours
3 prioritised actions
Transformation
$2,497
6 months · Full rebuild
Everything in Core Program
Income strategy session
Investment implementation
Couples alignment session
Monthly sessions from month 3

Pricing is not published upfront. All programs except the Starter Session are discussed on the discovery call — after we understand your situation and confirm there's a genuine fit. The Starter Session price is the only one you'll see here.

Learn the Simple Path.
No cost. No obligation.

Monthly online workshops covering the foundations of personal finance. 60 minutes. Real numbers. No product sales — ever. A chance to experience the Simple Path methodology before committing to anything.

01
Do You Know Your Freedom Number?
The 4% rule, compound interest, and the one calculation most people have never done. We work through it live using your actual numbers. Most attendees leave with a number they've never seen before — and a plan to reach it.
Most popular
02
Where Is Your Money Actually Going?
Parkinson's Law applied to money. Why every pay rise disappears. How to build an automatic system that works before you can spend it. Practical, confronting, and immediately actionable.
High engagement
03
Super — Australia's Most Underused Wealth Tool
Salary sacrifice, concessional caps, carry-forward contributions, and the investment option most people have never chosen. Takes 15 minutes to check. Could be worth hundreds of thousands over 25 years.
Australian-specific
04
The Investment Ladder
The right order of operations — emergency fund, debt, super, index investing. Why low-cost ETFs outperform 85–90% of active funds over 20 years. How to automate the whole thing and stop making monthly decisions.
Investing foundations
Join the next free workshop.
60 minutes. Online. No sales.
Register below and you'll receive the Zoom link and a short prep note before the session. Workshops run monthly — if the next date doesn't work, you'll be added to the list for future sessions.
FormatOnline via Zoom
Duration60 minutes
CostFree — always
SizeMax 20 attendees
Looking for a workplace financial literacy session? We run tailored 60-minute workshops for teams and organisations — covering the foundations of personal finance, super optimisation, and building financial systems that work. No product sales. No advice. Pure education.
Take the first step

Ready to see
your picture?

Book a complimentary Simple Path Audit. 90 minutes. Your full Money Map built live. No price, no pressure, no product sales.

3 spots remaining in the current cohort. Application takes 2 minutes.

Reserve a Workshop Spot

Tell us which topic interests you most and we'll send you the details for the next session.

No spam. You'll receive one email with session details. Unsubscribe any time.

You're on the list.

We'll be in touch with the details for the next session. Keep an eye out for an email from Simple Path Finance.

Apply for a Spot

Three questions. No commitment. We'll be in touch within one business day to arrange a discovery call.

By submitting you agree to be contacted via email. No spam, no selling — just a conversation to see if there's a fit.

Application received.

Thank you — we'll be in touch within one business day to arrange your discovery call. Look out for an email from Simple Path Finance.

Hamish

Hamish

I spent over two decades working in finance roles — first with Transaction Advisory at EY across Australia and London, advising companies on the sale and purchase of other companies. Later I moved in-house, helping technology teams at Royal Bank of Canada and Transport for London manage significant capital programs. I've spent the last several years leading business management and finance functions inside a major Australian bank's technology division.

I have a Law degree, a Masters in Commerce, and completed the Chartered Accounting program. I've spent my career helping large companies manage their finances efficiently.

And yet — when my second child arrived, I realised I didn't have a clear plan for my own financial future.

That was the moment I started reading seriously. JL Collins. John Bogle. Scott Pape. Morgan Housel. The more I read, the more I noticed the same pattern: the strategy is genuinely simple. The formula fits on a napkin. But almost nobody follows it — not because they're not smart enough, but because nobody ever showed them the system and held them to it.

What surprised me most was who this applied to. Friends working in finance. High earners. People who understood how money worked professionally but had no personal strategy beyond their own home. The disconnect between financial knowledge and financial behaviour turned out to be universal.

That gap is what Simple Path Finance exists to close.

At a time when ASIC is actively cracking down on unlicensed financial content online, the line between education and advice has never mattered more. It's a line Simple Path Finance takes seriously — and one we're transparent about with every client from the first session.